The banking system is an obstacle to economic jihad

 The most important actions in the year of economic jihad are:

۱- Continuation and accurate and correct establishment of the subsidy targeting program
In 2009, the government started the program of targeting subsidies with double efforts and with the grace of God, the understanding and agreement of the public was created on the necessity of implementing this plan. But in order to achieve the three important goals of justice, productivity and reforming the consumption pattern, a leap and jihad movement is necessary. On the other hand, people should strive to save and reduce consumption and choose a rational consumption pattern and manage their consumption. And on the other hand, the government should reduce its current and construction costs, the managers of agricultural and industrial units should change the production system by changing their methods and attitudes, increase their competitive power and at the same time increase the quality and standard of work delivery. give This is difficult, but it is possible if it is a jihad movement. Creativity and innovation and life together with saving and consuming well requires economic jihad.

۲- Continuing to provide government services with the approach of justice and progress
The government should try to serve in various cultural, political, economic and social sectors in 2010 in order to develop economic activities such as rural housing, market control, more production, development of investment in the industry and the oil field, development of mechanized agriculture, especially drip irrigation. be concentrated The most important slogan of the government in 2010, which was already stated by the honorable president, is to create 2 million jobs and eradicate unemployment. Certainly, the realization of this slogan can be realized with the spirit of jihad and self-sacrifice. Accompanying the people and officials, preparing a clear program, creating employment platforms, increasing the skill level and increasing the power of creativity are the requirements of this Jihadi movement.

۳- Continuation of the implementation of the policy law of principle 44 and the development of public investment
– It will reach its final prosperity when justice and progress are seen as its two ultimate goals. Efficiency should serve to establish justice, and justice should be the basis for increasing efficiency. In the meantime, the implementation of the 44th policy law through economic liberalization and providing a suitable platform for private sector activity, the development of public ownership through the expansion of cooperatives, creating a platform for competition and increasing standards, increasing the role of policy-making, guiding and supervising the government in the economy, and rational And government size agility plays the most important role. In the implementation of this law, attention should be paid to all these dimensions. If a company is handed over and some workers from the lower classes become unemployed or enslaved in the name of increasing productivity, we have definitely failed. The general public, especially the working masses, should feel the sweetness of justice-like policies. The indiscriminate development of private companies and the transfer of benefits from the public sector to the pockets of a few are definitely not compatible with the ideals of the system. The most important achievement of the policy implementation of Article 44 should be increasing productivity, justice, public savings, expanding public ownership, creating a competitive environment, creativity and innovation, and finally, the satisfaction of the public. Therefore, the process of implementing the policy of Article 44 in the past and the development of the private sector in financial and banking issues should be analyzed and the necessary reforms should be made before it is too late.

۴- Reforming the country’s banking and tax system
In order to reform the economic structure of the country, the banking, investment and taxation system must be reformed first. Because this facility payment system will have no result other than increasing bank claims and wasting resources. The banking system should move towards Islamic banking in order to provide real and rational investment and participation space and to cut off the hands of people who receive large facilities and increase bank claims by not paying them from the banking system. The economic system of the country is the banking system. Although valuable measures have been taken in the 9th and 10th governments and with the efforts of the honorable president to reform the banking system, the infrastructure transformation in this sector requires an economic jihad.

Another point is the reform of the tax system. Taxes are both a source of income and a tool for enforcing justice and increasing vitality and activity. “Tax justice” is one of the most important points in a government system, as Hazrat Ali (AS) in his order to Malik Ashtar advises him to four things as the goal of government: Settlement of cities, management of people’s affairs, fair collection of taxes and jihad against the enemies of the nation.
With the country’s fair tax system, production increases and entrepreneurship grows. In this regard, the use of electronic government services and the establishment of a comprehensive, complete and intelligent monitoring system will achieve this goal.

۵- Planning for the distribution of National Development Fund resources
One of the initiatives of the Supreme Leader of the Islamic Revolution is the order to form the National Development Fund. This action has many effects and blessings in the independence of oil income from current expenses and increasing investment by the private sector. Currently, the fund has a balance of 15 billion dollars, and by God’s grace, at least 15 billion dollars will be added to it in 2010. 30 billion dollars of resources for mobile investment is a very important opportunity and ability, which by knowing the points and capacities of investment in each province according to its talent and ability, helps in the balanced development of all parts of the country.
Investing in the oil and gas sectors and infrastructures with the approach of creating employment by the non-governmental sector should be the main goal. The non-governmental sector made up of real people should be justified and trained in this regard so that, by the grace of God, with a spirit of jihad and a justice-oriented approach, we will witness a great development in increasing the amount of investment in the country.