When every couple thinks about having a child, one of the factors they consider is the cost of living. Gone are the days when the birth of a child had no special impact on life except for a period around the birth of the mother. Now, for the birth of children, there is already a plan, cost and goal that will continue until the end of his life. This case is supposed to be a guide for those who decide to have a child, so that they know what expenses they may face. Of course, you may not need some of these expenses or you may find other special expenses for some reason. Be careful, the medical expenses listed below, except for the cases mentioned, do not include any insurance.
First part:
Decision days
These days, all parents know that one of the conditions for having a safe pregnancy and a healthy baby is pre-pregnancy preparation. This preparation costs you a little, the most common of which are:
– See a doctor
Before doing anything, you should go to a gynecologist. The costs that you may encounter in the office are:
Visit, filing a case, determining height, weight and pressure, etc.: 12 thousand tomans
Examination tools: 10 thousand tomans
Pap smear test: 6 thousand tomans
– Strengthening drugs
Usually before pregnancy, only folic acid tablets are prescribed, which is very cheap, but if you have iron or calcium deficiency, you may have to pay these costs as well.
External iron or calcium tablets: Each can of 100 – 20 thousand tomans
– Check test
Usually, the doctor writes this test for you in the first session. This test is usually only a blood test (in certain cases, a urine or stool test may also be necessary) and includes the examination of all blood factors, hormones, and blood diseases.
Complete blood test: 90 thousand tomans
– sonography
If you have a history of uterine or hormonal problems, your doctor may also request an ultrasound.
Ultrasound of the uterus: 12 thousand tomans
– pregnancy test
You have reached the best part! When you might be pregnant.
Home pregnancy test (from urine): 2 thousand tomans
Pregnancy blood test: 10 thousand tomans
• If you don’t get pregnant
– Hard days of hope
You may not get pregnant for any reason. If the unsuccessful attempt to get pregnant continues for 6 months (and sometimes a year), you should seek treatment. Depending on the problem, you may need any of these methods. You need to know that infertility treatments are not covered by any insurance and are often very expensive. Apart from these numerous tests, many referrals to doctors, hospitals and infertility centers, questions from people around you, etc., can cost more than money, they can cost more nerves!
– IUI method
For problems related to the uterus or sperm laziness. In this method, the sperm is taken and injected into the uterus.
Cost per IUI: Sixty thousand tomans
– Surrogacy
For uterine problems. This method has complex legal and personal procedures, and usually its costs are fully agreed upon.
The average cost of a surrogacy (wage of the woman who owns the womb + expenses during her pregnancy and childbirth): About 5 to 7 million tomans
– IVF method
For fertility problems. In this method, sperm and egg are fertilized in a laboratory environment and then injected into the woman’s uterus.
Cost per IVF cycle: One and a half million tomans
– Drug treatment methods
For those who suffer from hormonal deficiency, the ovaries or sperm are weak, their hormonal balance is disturbed and…
Drug cost: Depending on the type of problem, about 40 to 200 thousand tomans
Part II :
Sweet days of waiting
Pregnancy is a sweet nine months for the whole life. Most of the pregnancies are completely normal and without any special problems, and the most important expenses are related to strengthening the mother and health care.
• Periodic pregnancy care
Pregnancy care in Iran is usually as follows: First trimester, once every month; the second 3 months, once every two weeks; Third trimester, once a week. In these visits, the weight, pressure and physical condition of the pregnant mother are measured. Necessary medicines and medical tests are requested and checked, and mothers’ questions are answered. You have 3 choices for these cares.
۱٫ Neighborhood health centers
All these centers are equipped with medical teams and experienced midwives. The preparation of the case in these centers starts from the beginning of pregnancy and all care is taken.
Cost: Free
۲٫ Hospitals
You can go to the obstetrics and gynecology clinic in any private or public hospital and file a case with a gynecologist. The good thing about this method is that you are fully prepared to give birth in the same hospital.
The cost of each visit: 12 thousand tomans
۳٫ Specialist doctor’s office
You can go to any doctor’s office you want and give birth in the hospital where he gives birth if you want. However, you have to file a separate case in the hospital.
The cost of each visit: 12 thousand tomans
– sonography
Most doctors request 3 or more ultrasounds during pregnancy, the first one is performed at 12 weeks to measure the growth of the fetus and NT ultrasound, the second at 20 to 24 weeks to measure the growth of the fetus and determine its gender, and the third at It is done in the final weeks to measure the condition of the fetus and the possibility of natural delivery. For doctors, a normal 2D ultrasound is completely clear, but you may want to have a 3D image of your child, which has a different cost.
Normal two-dimensional ultrasound of the fetus and uterus: 12 to 16 thousand tomans
Two-dimensional NT ultrasound: 12 to 40 thousand tomans
3D ultrasound of the fetus: 100 to 150 thousand tomans
– Strengthening drugs
It is the only prenatal supplement that is usually sold in packs of 100. Usually, about 200 pills are consumed during pregnancy, which means two prenatal packs.
Each can of prenatal pills: 18 thousand tomans
– Educational and sports classes
You may want to participate in sports classes such as pregnancy yoga or swimming pool, or participate in classes related to pregnancy, childbirth and childbearing. You may want to read books related to this era and after it. These costs are approximate.
Pregnancy and childbirth classes in hospitals: Free
Private pregnancy and childbirth classes: 90 thousand tomans
Private Pregnancy Yoga Class Course: 120 thousand tomans
Regular pool three-month period: 90 thousand tomans
Average price of pregnancy books: 3 thousand tomans
Your pregnancy may not be very normal:
– Pregnancy with extra difficulty
There are many problems that you may face; From awkward situations that might land you in the hospital, to complete rest for whatever reason keeps you at home.
– Cerclage
Due to the weakness of the muscles of the uterus to hold the weight of the baby, which leads to miscarriage.
Cost: 700 thousand tomans
– Gestational diabetes/pregnancy pressure
You may not have any history, but during pregnancy you suddenly develop diabetes or high blood pressure and need medical treatment.
Cost: It depends on the type of treatment and varies between 20 and 200 thousand tomans.
– Different blood group
If your blood type is negative and your little one’s blood type is positive, you need Rogam injection in two stages.
The cost of each injection: 20 thousand tomans
third part :
The sweetest difficulty
Pregnancy will finally end one day and there is no other way to reach your cute little one except giving birth. Delivery costs vary greatly depending on the type of delivery, doctor, hospital and your insurance. This difference starts from free cost to deliveries of 6 and 7 million.
The cost of natural childbirth in a government hospital without insurance: 900 thousand tomans
The cost of cesarean delivery in a public hospital without insurance: One million and 300 thousand tomans
The cost of natural childbirth in a government hospital with social security insurance: 200 to 300 thousand tomans
The cost of cesarean delivery in a public hospital with social security insurance: 400 to 500 thousand tomans
The cost of natural childbirth in a private hospital without insurance: One and a half million tomans
The cost of cesarean delivery in a private hospital without insurance: 2.8 million to 3.5 million tomans
The cost of natural childbirth in a government hospital with supplementary insurance: 150 thousand tomans
The cost of cesarean delivery in a government hospital with supplementary insurance: 300 thousand tomans
The cost of natural childbirth in a private hospital with supplementary insurance: 200 thousand tomans
The cost of cesarean delivery in a private hospital with supplementary insurance: 600 thousand tomans
Although it is against the law to pay an amount other than the hospital fee, and the doctor’s salary is also included in the hospital fee; But if you want to give birth with a special doctor, the doctor may ask for a separate fee for the delivery (whether natural or caesarean section). This is despite the fact that if you have the same delivery in the same hospital without the request of a specific doctor, the specialist doctor who performs the delivery for you cannot request a salary. This story is more common in the case of cesarean delivery.
Zorki’s salary (!) of a specialist doctor for natural childbirth: 500 thousand to one million tomans
Zorki’s salary (!) of a specialist doctor for cesarean delivery: One to two million tomans
Interestingly, this salary is usually doubled for giving birth to twins!
• If you don’t get pregnant:
– Take the insurance!
Even before your pregnancy begins, think about insurance. Many expenses during pregnancy and childbirth are reduced to a great extent by using insurance. All tests, ultrasounds, Iranian medicines, hospital care, etc., are greatly reduced by having a regular insurance (such as social security insurance). Compare these numbers:
Normal two-dimensional ultrasound, without insurance: 12 to 16 thousand tomans
Normal two-dimensional ultrasound, with social security insurance: 9 thousand tomans
Blood sugar test, without insurance: 4 thousand tomans
Blood sugar test, with social security insurance: 3 thousand tomans
Apart from this, supplementary insurance for hospital expenses is mandatory. By having a supplementary insurance and going to a hospital that supports that insurance, you can reduce the cost of childbirth to a great extent. Note:
The cost of natural childbirth in a private hospital without insurance: One and a half million tomans
The cost of natural childbirth in a private hospital with social security insurance and supplementary insurance: 200 thousand tomans
The fourth part:
new life
Right from the day you step home with a newborn baby, your new life begins. After a few months, your expenses may increase a lot, or they may not change much. It mostly depends on your lifestyle, but the arrival days of the baby are almost the same for everyone and have limited and specific costs. Especially since most of the baby’s basic needs, such as clothes, washing items, sleeping items, etc., are bought in Sismoni.
– Diaper
It depends on the brand you use.
Pampers full size newborn diaper: A grain of 250 tomans
– Dry milk
It rarely happens that the baby does not drink breast milk in the first months, but if for any reason you are not lucky and your child is not able to feed on breast milk, you have to pay for it.
Dry milk bread 1 for babies: Each can, 5,500 Tomans
– Special care
All parents pray for a healthy baby, but there may be times when you have to spend some time with special medical care. Apart from the great discomfort and tiredness of the mother, these cares also have heavy costs.
– Baby jaundice
Any baby may have mild jaundice; Severe jaundice requires testing and then treatment.
Blood test for phototherapy detection of baby’s blood: 7 to 8 thousand tomans
Hospital phototherapy machine in the government hospital, every night: 20 thousand tomans
Hospital phototherapy machine in a private hospital, every night: 250 thousand tomans
Home phototherapy device, every night: 18 thousand tomans
– NICU
If your baby is premature and needs care in the machine until the lungs are fully developed, he should be admitted to the hospital.
Hospital NICU admission every night: 250 thousand tomans
Admission to the NICU of a private hospital every night: 500 to 600 thousand tomans
– Circumcision
There is no specific time, but most doctors recommend doing it as soon as possible.
Surgical circumcision: 150 to 200 thousand tomans
Circumcision with ring: 60 thousand tomans
The fifth part:
Happiness for a divine gift
There are many customs that can be done in any place and family, but the main traditions related to the birth of a child are the Walima party, sacrifices for the child and gifts.
– Walima party
There is no specific number for it. You have to calculate it yourself. Before your child is born, estimate and count the number of guests, food, fruit and sweets, catering and other things and save money for it. Be aware that if you do not announce in advance when, how and where you will have a party, they will come to your house one by one and surprise you!
– the victim
They usually sacrifice for the health of the child. You can consider this sacrifice as your child’s aqeeqah, which is recommended and recommended for the child. Be aware that the mother and father do not have a share in the meat of the Aqiqah sacrifice!
Sheep: About 500 thousand tomans
Lamb: About 400 thousand tomans
– a gift
Usually, others bring gifts for the baby, but maybe you want to leave a souvenir for his birthday yourself. The most important gift is the gift of the baby’s mother who survived 9 difficult months and then a very difficult day. Dear father can consult with dear mother about this or surprise her by buying a gift. It doesn’t matter how much you spend. Don’t worry and buy something that your wife will love with all her heart. It could be a gold service, or just a flower pot with your daughter’s name on it!
• House Do not sing!
Let’s review one thing together; You are a working woman and part of your income is provided by your job. With the birth of your child, living expenses will increase to some extent, but have you not forgotten? From now on, you will stay at home for a while (at least 6 months).
Maternity leave for working women is about 6 months, and this leave comes with salary (of course, the floor of your monthly salary), but you can receive this salary from insurance after 6 months of leave. Therefore, there is no news about your salary in these 6 months. Enter the account of this issue in all your accounts and books so that if your family is under a lot of pressure due to the reduction of your salary, you can think about saving in advance.
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